Banking and Finance

We have a team highly specialised in advising the financial sector in its various fields, including regulatory law, structured syndicated and bilateral financing, sales of portfolios and “NPL’s” and issuance of debt securities. We are recognised as one of the best teams in assessing the legal impacts of new technologies on the financial sector (fintech, regtech, blockchain). We have extensive experience in financing and sustainable emissions (“green loans” and “green bonds”). We operate in both Spain and Latin America as well as other jurisdictions.

Banking and Finance

We are specialists in advising all types of entities operating in the financial credit market.

We advise on the structuring and formalization of syndicated and bilateral structured financial operations, as well as on regulatory and market aspects of debt securities. We have led both project financing, corporate debt, real estate financing, asset financing, loan transfers as well as refinancing and debt restructuring.

We have extensive experience in international financial operations and innovative initiatives.

We collaborate with all types of fintech projects (such as participatory financing platforms, robotradings, mobile payment systems) and blockchain.

We also have lawyers qualified in Islamic finance.

Services

Corporate Financing

We have extensive experience in advising on general corporate debt financing and refinancing operations.

We advise on all phases of the negotiation of corporate financing, both syndicated and bilateral. We have extensive knowledge of the problems that affect both Bank Coordinators and Agents and other accrediting entities. Our advice covers everything from structuring the operation to verifying compliance with subsequent obligations.

Real Estate Financing

We offer our knowledge to advise clients who need help with regard to real estate projects.

We have extensive experience in all types of property operations and know the specifics of each segment (residential developments, office buildings, hotels, shopping centres, residences, etc.). We carry out real estate and urban due diligence processes of the assets and analyse the taxation of the structure to verify its suitability.

Project Financing

We advise all types of clients (financial entities, sponsors) on the structuring of project finance.

We offer global advice in the design and preparation of contractual documentation for project finance, with multidisciplinary teams that also include lawyers from our Public Law, Real Estate, Energy and Tax departments. We coordinate the different agents involved in the process, always trying to provide a practical vision.

Acquisition Financing (LBO’s)

Our lawyers offer advice on all matters related to any type of financial operation for the acquisition of a company.

We provide legal advice to both financers and financed entities, designing the structuring in the most tax-efficient way and in compliance with the applicable legal regime. We cover both Leveraged Buy Out (LBO) and Management Buy Out (MBO) operations and other more sophisticated structures.

Refinancing and Financial Restructuring

Our services are focused on legal advice to companies with financial problems either in pre-bankruptcy or bankruptcy situations.

We analyze each situation and design the best strategy so that the entrepreneur can restructure their business or the financial institution can protect their position. We have extensive experience in all types of financial operations of this nature, with the collaboration of our bankruptcy law teams.

Capital Markets (bond issuance)

We offer our clients all our experience in operations aimed at issuing bonds in search of liquidity in the markets.

We provide legal advice through the issuance of corporate debt in capital markets. Our advice covers all the legal and tax aspects of the issue. We have experience in all kinds of national and international issues related to different financial instruments (promissory notes, bonds, ECP, EMTN, etc.).

Debt assignments and trading of NPL portfolios

We offer our advisory services to solve possible problems between the lender and the borrower when the latter cannot afford to pay the loan.

Our services include legal advice to defend both private entities that claim the payment of loans, as well as those individuals who, due to certain circumstances, cannot afford to pay the credit received. We have extensive experience in mediating financial actions derived from the secondary market.

Regulatory

We advise on the creation of all types of regulated financial entities, as well as on the implementation of new regulations and the resolution of queries on financial regulation.

Our services include the processing of authorizations from, among others, credit institutions, payment institutions, electronic money institutions, investment services companies, management companies and investment vehicles, PFP. We provide advice on any aspect of financial regulations (MIFID II, PSD 2, EMIR, etc.). Likewise, we collaborate both in the design and preparation of contracts for banking products and in the defense of regulatory files. We also advise on the prevention of money laundering.